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PIA
09-28-2007, 01:49 AM
What is the penalty for someone who fraudulently purchases a credit report (for “employment purposes”) without written consent? Who is responsible for giving the penalty if it contains 4 states in the U.S.A. & 2 companies? How does one press charges for this? Thank you.
Eagle
09-28-2007, 02:27 PM
Did you apply for employment at a company and did that company order a credit report on you without your consent?
PIA
09-28-2007, 03:49 PM
Info: I never applied for any job & never gave any consent but they bought credit report!
PIA
09-28-2007, 03:57 PM
The only link I have with said company is that I ended a dating relationship with President of said company 2 years ago! We now have custody battle & so this is harassment & Fraud on many levels. (We were never married.)
Eagle
09-29-2007, 09:54 AM
He can be sued for violation of the Fair Credit Reporting Act (FCRA). This is because he accessed the report with no legitimate business need.
PIA
09-29-2007, 07:41 PM
By whom & what is the penalty/grounds?
What if I cannot afford a lawyer?
Can you please help me?
Many thanks ;-))
Eagle
10-02-2007, 04:09 PM
He violated FCRA section 604. He pulled your credit info without any legitimate purpose. Under the law he is liable for $1,000 plus your attorney's fees. An attorney that practises in consumer law should be able to assist you in this type of matter.
PIA
10-03-2007, 12:01 AM
He violated FCRA section 604. He pulled your credit info without any legitimate purpose. Under the law he is liable for $1,000 plus your attorney's fees. An attorney that practises in consumer law should be able to assist you in this type of matter.

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Hi Eagle,
Can you suggest someone who would do it contingency in North NJ?
Many thanks ;-)
Pai