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View Full Version : Help regarding shortsale and Delayed closing


Kumar
01-01-2009, 08:28 AM
Hi,

We entered into a contract to buy a short sale property. We put down a significant amount in escrow. After the contract was signed, the seller did not indicate a closing date for 3.5 months. On reaching out to the seller stating that the property needs some repairs and in the financial crisis the delay is hurting us, he promised a cash credit at closing and set the closing approximately 3 weeks from that day. After 3 weeks, the seller did not show up for closing and did not return calls. After the end of that week our attorney sent a "Time is of Essence" notice to the sellers attorney and gave a 10 day period and also included the promised credit in the notice.

The seller's attorney responded on the 10th day that the inspection of the unit was not done on time and hence the credit is not valid and they "reject" the time of essence. Essentially the seller's lawyer is denying that the seller promised (verbally) a credit and using that as a loophole to continue postponing the closing as the liens on the property aren't yet cleared.

Does the argument have any merit or is our Time of essence valid and I have legal rights to exit the contract and recoup my escrow money? Any suggestions will be very helpful.

Regards,
Kumar

Eagle
01-01-2009, 10:58 AM
Did the original slaes contract contain anything regarding a closing date? Most Real Estate sales contracts in NJ have a clause that indicates a closing date.

Kumar
01-01-2009, 12:08 PM
The original contract sayst the closing will take place before September 30th 2008. The time of essense was sent on Dec. 19th

Eagle
01-02-2009, 10:14 AM
At this point I think you have a good argument that seller is in breach of contract. You can either bring a lawsuit to rescind the contract or if you still want to buy the home you can bring a lawsuit against the seller for specific performance and force him to complete the sale.

Kumar
01-02-2009, 01:28 PM
Thank you. But is it valid to say that the time of essence is not valid since it mentioned the cash credit that was not in the original contract?

Eagle
01-03-2009, 11:51 AM
Time of the essence was still valid. You need to bring a lawsuit at this point. Either to rescind the contract of seek specific performance (unless you can reach an written agreement with the seller).